A Legacy of Trust

Proudly Protecting Florida Contractors Since 1955.

We’ve evolved from roofing-only to a trusted partner for trades of all kinds. And now, we’re stepping into the future as BrightFund with the same values, stronger tools, and an even bigger vision.

Who we serve

Reliable Coverage Tailored for:

Roofers

Rooted in roofing, we offer tailored safety programs, responsive claims support, and flexible coverage that protects crews working at heights and under the sun, keeping your projects moving.

Electricians

BrightFund provides electricians with specialized workers comp coverage, proactive safety resources, and fast claims handling to ensure your team stays safe and your business stays compliant.

Plumbers

From residential repairs to large-scale installations, we offer plumbers comprehensive coverage, safety training, and claims support designed to keep operations flowing smoothly.

HVAC Professionals

We deliver workers comp solutions for HVAC technicians that address the risks of the job, providing safety consultations and claims assistance to help your team work confidently and efficiently.

Sheet Metal Workers

From fabrication shops to field installations, we support sheet metal contractors with risk-aware coverage, injury prevention resources, and quick claims resolutions helping your business stay protected every step of the way.

Masonry Contractors

We offer masonry contractors customized coverage, jobsite safety guidance, and responsive claims services to help protect your crew and keep timelines on track.

Why BrightFund?

We’re not a big-name insurance company. We’re a member-owned fund built for tradespeople, by tradespeople. Our policy is to be more than an insurance policy.

Dividends paid back to members

In-house safety experts

Easy claims support

Personalized service

Advocacy for contractors across Florida

What Our Members Say

“BrightFund’s toolbox talks and assistance with safety meetings have played a major role in helping us maintain a safe work environment. Our top priority has always been making sure our employees return home safely every night, and BrightFund has been instrumental in achieving that goal.”

“After being a BrightFund member for over 20 years, I can tell you BrightFund is more than just the same old workers comp insurance company. They CARE, great people, great service.”

“BrightFund isn’t just insurance—it’s a partnership. It’s built on the strength of our industry and designed to reward safety, stability, and long-term commitment. If you’re looking for a smarter, more contractor-friendly approach to workers comp, I highly encourage you to explore what BrightFund has to offer.”

“Since switching our coverage to BrightFund, the difference has been remarkable. When one of our technicians was injured on the job, their team responded swiftly and professionally. From the initial report to the final resolution, BrightFund guided us through the process, kept us informed every step of the way, and ensured our employee received prompt and thorough care. Their representative was responsive and made sure all documentation was handled smoothly, so we could stay focused on managing projects and crews.”

“Edwards Roofing Co., Inc. has utilized BrightFund for our workers compensation insurance needs for many decades. As a company that has been around since 1935, we understand what customer service is, and that is why we choose BrightFund. Their customer service is unmatched and being able to call and speak directly to the staff during the claims process is essential. I recommend BrightFund to any contractor that is looking for workers compensation insurance!"

What Our Members Say

Trusted Workers Comp for Florida’s Licensed Trades

For over half a century, we’ve supported the skilled trade professionals who keep Florida running: roofers, electricians, plumbers, HVAC techs, and more. BrightFund goes beyond traditional Workers Compensation insurance. We’re a partner in your safety, savings, and success.